Michigan Collections Manager License Practice Test

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Prepare for the Michigan Collections Manager License Test with flashcards and multiple choice questions. Each question is equipped with hints and detailed explanations to enhance your understanding and readiness.

Each practice test/flash card set has 50 randomly selected questions from a bank of over 500. You'll get a new set of questions each time!

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After how many days can you contact a debtor if their attorney fails to respond?

15 days
30 days
45 days
10 days

The correct answer is: 15 days

The correct timeframe for contacting a debtor after their attorney fails to respond is after 15 days. This period is significant because it allows sufficient time for the attorney to review the matter and respond to the collection attempt. Following this guideline helps ensure that any further contact with the debtor does not violate legal standards or ethical practices related to collection efforts. In the context of collections, it is important to respect the role of the attorney and provide them with an opportunity to act on behalf of their client, the debtor. By waiting for 15 days, collectors demonstrate professionalism and compliance with established practices, which can mitigate potential issues related to harassment or undue pressure on the debtor.